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Medicare Open Enrollment: Why It's Important To You

Medicare Open Enrollment is a crucial time for senior citizens held between Oct. 15 and Dec. 7. During this time, seniors with Medicare coverage have the opportunity to review and make adjustments to their plans. So why is this important to you?

Every year, health care plans can change - just like your individual health care needs may change. If you're not completely satisfied with your current plan, now is the time to make adjustments in order to have your health care needs met. Following Open Enrollment, Feb. 15 through Oct. 14 is noted as the "Lock-In Period." During this period, you may not be able to switch coverage with your Medicare plan. However, there is a period from Dec. 8 through Feb. 14 that provides the option to drop your new Medicare plan - if your new plan isn't the best fit, you'll have until Valentine's Day to make a change!

This time of year, the Open Enrollment period, has also become increasingly important. According to the Pew Research Center, as many as 10,000 baby boomers turn 65 with each passing day in the U.S, and the number of Americans aging into Medicare continue to rise.

With the rise in Medicare coverage, it is important for seniors to closely examine their health care plans and look at any modifications to costs, and benefits during Open Enrollment. Every year, there are also new Medicare reforms, so it makes sense to review your current plans to spot potential improved health care opportunities.

Seniors should also consider access to the Total Care Model when considering their options during Open Enrollment. The Total Care Model is essentially a one-stop shop for your health care needs, with an entire network of health care providers working collaboratively to manage a patient's overall health, including: primary care providers, nurses, specialists and care managers. This model of care includes a strong focus on prevention and helping patients maximize their health insurance benefits.

Medicare Open Enrollment can certainly be daunting, with a wide range of coverage options. However, the potential changes in your current plan, your personal health, as well as the potential savings make Open Enrollment a crucial time to examine what Medicare plans offer the most advantages for you.

Visit medicare.gov for more information on Medicare Open Enrollment. Visit HCPNV.com/OpenEnrollment for more information on the advantages of Medicare Advantage and the Total Care Model.



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